This is a new method scammers are applying to defraud people from their bank account. These trickster just only need your registered phone number and your bank account.They don’t even need your BVN,PIN or ATM card.
Because of this, scammers are working tiredlessly to introduce new tricks to scam people.
The following are a vivid explanation on how hackers can use your Account Number and Phone Number to Withdraw Money from your account.These are:
1. In the first place, these scammers will get your smartphones numbers from either social media or a family member.
2. Secondly, after they’ve got the phone number,they will contact you.The first question these scammers will ask you is,do you always receive alert with this number? They will continue to communicate with you as if they are bank officials, calling from your bank.
3. Thirdly,these hackers will disclosed to you that, your ATM or account has been disfunction or blocked.
4. Fourthly,they will demand your bank account number, that is they ask you to call your account number to assist you unblock it on their laptops.
5. Therefore,after gotten your account number, they will give you 6 digits to enter your smartphone.This is the code or PIN to unblock your ATM or unblock your bank account.
6. Consequently, they will also demand that six digits.
7.The number to unblock your ATM or your bank account is going to be a 6 digits number. (OTP)
8 Lastly,after all these communication,you will just receive a debit alert on your smartphone after he has got the code to authenticate the transaction.
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Source; opera news